Invest Wisely
The dumbest monkey gets the most bananas
Smart Investing Starts Here
LATEST INSIGHTS
Bio
INVEST WITH CONFIDENCE
At Ca Ching, my mission is to empower individuals in their investment decisions by providing valuable insights into stock trading. Myself, I am 52 years old and started investing 7 years ago, but only got serious about it 4 years ago.
I utilized margin to gain the results I achieved. No calls or puts. Buy and hold philosophy.
Every successful business in the world borrows money; why wouldn't you borrow money to make your investments grow? This is why you need to use margin. Reckless margin will get you destroyed. So I developed some ideas to prevent me from losing all my money using margin when the market crashes, but at the same time maximizing my capital.
I made more money in real estate than working my entire life. I made even more money in stocks than in real estate. Money needs to work 24/7, so you do not have to. I still hold real estate, but my main focus is growing my stock portfolio. I pay myself with loans borrowed from stock gains, and providing my stocks keep going up, this should work out well..
In the IBKR account shown, no money was added to the portfolio after April 2025.
Investments account. Most of your money should be here. With over 10,000 stocks available to buy, you do not need other investment ideas.
TFSA Recommendations. This is a non marginable account; only buy 2X ETF Funds in this account. IE. TSMU, MUU, QLD, etc.. max it out if you can.
RSP Recommendation: I do not recommend putting much money here; do not max it out. These funds are taxed as personal income and not capital gains. RSP is a scam if you do well. Ideally, you want no more than $100k in 2025 dollars when you are 70 years old in this account.
Investment Account Recommendation. If using margin, you should be supplementing some tickers with 2x funds.
Notable Successful Stock Trades:
Tesla X7 - 3 years
Tupperware +30% 5 days.
Open Door X3 60 days
Beyond Meat X2 1 day
Micron x4 10 months
Polymetals x3 4 years
Luckin Coffee x2. in 6 months
Luckin Coffee x2 in 9 months.
TSMU x 2 in 4 months
MDA Space x 2 in 4 months
Notable Bad Stock Trades
Beyond Meat -X4 7 days. Lost 250k
ELF -4x in 6 months. Lost 900k
FUBO - 30% in a year. Loss $200k
Above stocks, I did not follow my rules. In hindsight, my rules were not created until many months past..
SAVVY Rules
Solid/Quality first
Attractive lower price
Value/Growth blend
V (add more – volume up on dips)
Y (your target – "Y" for yield/goal or just end letter)
Find a quality company that is undervalued, be confident, buy the dips, set a target price, which you might update as the days go by. Remember, allocation is the most important thing for success.
DISCLAIMER
Risk Awareness
Investing in stocks involves risks, including the loss of principal. Always conduct thorough research and consider your individual circumstances before engaging in trading. Our insights aim to inform, but they do not guarantee successful outcomes.
Ca Ching is dedicated to providing an honest view of stock market activities. However, we advise all users to consult with financial advisors to assess risks before making any investment decisions.